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RHB CASH BACK CREDIT CARD rewards you with great savings on your daily essentials spend. Get up to 10% cash back when you spend on petrol, dining, utilities, grocery, online dining/grocery delivery and other categories.
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| Tier | Total Monthly Retail Spend (RM) |
Cash Back | |||||
|---|---|---|---|---|---|---|---|
| Petrol | Dining | Utilities | Grocery | Online Dining/ Grocery Delivery |
Other spend | ||
| 1 | 1.00 – 999.99 | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% |
| 2 | 1,000.00 – 1,999.99 | 1.0% | 1.0% | 1.0% | 1.0% | 1.0% | 0.2% |
| 3 | 2,000.00 – 2,499.99 | 2.0% | 2.0% | 2.0% | 2.0% | 2.0% | 0.2% |
| 4 | ≥ 2,500.00 | 5.0% | 5.0% | 5.0% | 5.0% | 10.0% | 0.2% |
| Monthly Capping (RM) | RM10 per month | RM10 per month | RM10 per month | RM10 per month | RM10 per month | unlimited | |
| Petrol | Get Cash Back on all petrol stations. Example of Petrol merchants: Caltex, Petron, Petronas, Shell, All other petrol stations |
| Dining | Spend on your dining & get cash back up to 5%. Example of Dining merchants: McDonald’s, KFC, Secret Recipe, Madam Kwan, All other restaurants |
| Utility Bills | An easier way to deal with your phone, internet and utility bills. Example of Utility merchants: Astro, Celcom, Maxis, Tenaga Nasional Berhad, All other utilitiy billers |
| Groceries | Stock up in bulk and it still wouldn't be a problem. Example of Grocery merchants: Aeon Supermarket, Cold Storage, Giant, Jaya Grocer, Other hypermarkets or supermarkets |
| Online Dining / Groceries | Enjoy Cash Back for spending on Dining & Groceries via online mode. Example: GrabFood, Food Panda, DeliverEat, Mcdonald’s Delivery, Tesco Online, Other Online Dining & Groceries |
| Annual Fee For Primary Card | First year: No Annual Fees. - Subsequent years: RM70 per annum. (will be waived if cardholder spends RM10,000 in a year.) |
| Annual Fee For Supplementary Card | waived |
| Minimum Monthly Payment | 50 |
| Late Payment Fee | Maximum of 1% of the outstanding balance or a minimum of RM10, whichever is higher, subject to a maximum of RM100.00 |
| Cash Withdrawal Fee | 5% of the transaction amount or a minimum of RM15.00, whichever is higher, will be charged on all cash withdrawals and licensed betting transactions. Any applicable taxes imposed from time to time are applicable for these charges |
| Interest Rate On Cash Withdrawals | 5% of the transaction amount or a minimum of RM15.00, whichever is higher, will be charged on all cash withdrawals and licensed betting transactions. Any applicable taxes imposed from time to time are applicable for these charges |
| Cardmembers who promptly settle their minimum payment due for 12 consecutive months. | 1.25% per month 15% per annum |
| Cardmembers who promptly settle their minimum payment due of at least 10 months or more in a 12-month cycle. The 12 months minimum payment due cycle will not apply to new cardmember | 1.42% per month 17% per annum |
| Cardmembers who do not fall within the above categories. | 1.50% per month 18% per annum |
| Minimum Annual Income | RM 24,000 |
| Minimum Age For Primary Card | 21 years old |
| Who Can Apply |
You plan to shop online for the best auto insurance policy when you get home. After that, you’ve also got to start shopping for a provider with the best interest rate as you plan on applying for a personal loan or SME loan soon. And oh, your medical insurance will be lapsing soon, and you need to renew it before it expires. It reminds you of the home insurance you’ve been putting off for so long! How will you ever manage with so many financial services to attend to at once? How will you ever manage?! We are introducing the new and improved FinCrew! You don’t have to dash from one tab on your browser to the next anymore! With our newly optimized user interface, you now have all the financial products and services you could need.
Signing up only take you 3 minutes and you can have access to all your saved vehicles, purchase history and make fast renewal.