不再需要为存款担心 不再需要为存款担心
并不是只有您一个人在为紧急车辆维修的现金而烦恼。 据调查,一辆新车每年需要花费5000令吉的费用在保养和维修。然而在马来西亚,只有三分之一的司机为这个费用做好了准备,用以覆盖意外的修理费用。

如果您需要保修或汽车保险未涵盖的汽车维修,并且您手头没有现金,有几种方法可以帮助您获得所需的融资。在 Fincrew,我们致力于满足您的轮胎和汽车服务需求。通过加入 Fincrew 汽车服务项目,您将获得属于您车辆的专属信用额度以及以下好处:


贷款将由Direct Lending处理和承销









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+ 添加(最多三个文件)



5 Things You Can Do With Your New Pre-Approved Line Off Credit

Our auto loan repair services afford you a wide range of benefits such as:

只需 5 个简单步骤即可注册汽车服务贷款计划
1 申请

提供您的基本信息,上传 ID 以及 3 个月银行对账单

2 信用额度

我们将在 3 小时内为您提供专属的信用额度

3 服务


4 进行车辆维修或其他服务


5 付款

在工作室签署协议,选择最长 6 个月的分期付款并进行首次还款。

Featured Articles

Fincrew have the biggest insurance and financial articles library online.

  • Why Consider Getting Auto Service Finance in Malaysia?
  • How is This Program Shariah-Compliant?
    As you won’t have to deal with interest charges, mull over interest rates, or do anything considered Haram, this financing option is one fit for a true Muslim believer to consider.
  • How Fast Can I Get Approval For This Financing Option?
    You can get approval for these auto repair loans in under a minute. However, it can sometimes take as long as 15 minutes.
  • What Are the Requirements For Getting This Equity Loan?
    You need to be between 18 and 65 years of age. Also, you need a valid bank account. However, you can secure this funding without a credit card.
  • Can I Get My Auto Repairs Once My Application Has Been Approved?
    Yes, you can. But keep in mind that you have access to a specific loan amount. So, you need to make sure you know how much credit you can get before you make any appointments with a registered workshop.
  • What’s the Profit Rate of This Auto Repair Finance Loan?
    This value depends on the condition of your Credit Score, but it’s usually between 0.8 and 1.5% monthly.
  • What’s the Loan Amount Range For This Financing option?
    With this lending feature, you can get a minimum of RM 100 and a maximum of RM 5 000.
  • What Loan Tenure Can I Expect?
    This variable is usually determined at the discretion of the Financier.
  • Must the Financier Physically Sign Off on the Loan Terms?
    No, this isn’t necessary.
    As provisions have been made for digital signing, the transaction can be completed from any preferred location.
  • Do These Auto Repair Loans Require Collateral or a Guarantor?
    No, they don’t.
  • Can I Fully Settle the Loan Before Maturity?
    Yes, you can.
    However, you must first give a 1-week written notice so all the necessary documents to legalize that action can be prepared. After you’ve done this and eventually settled the financing, you’ll receive a rebate for the deferred financing.
  • Is Direct Lending Legit?
    Yes, it is.
    As the Financier of this facility, Direct Lending Sdn Bhd has all the necessary licensing and certification to carry out such activities in Malaysia. In addition to being registered under the Ministry of Housing and Local Government, it’s also duly recognized by Cradle Fund Sdn Bhd and the Malaysian Global Innovation & Creativity Centre (MaGIC).
  • What’s the Partnership Between FinCrew and Direct Lending?
    FinCrew is currently the official partner in sales to Direct Lending and is actively involved in helping make the auto service finance facility more readily available to Malaysians. See more information here.

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