Medical Malpractice Insurance Benefits
Good Samaritan Act
Cover any Claim arising from the rendering of emergency first aid assistance to any person without remuneration, at the scene of an accident, medical crisis or disaster not in the Insured's medical professional capacity but as a bystander, and such first aid assistance took place
Coroner’s Inquest
Cover reasonable and necessary costs, charges, fees and expenses incurred by the Insured arising from a Coroner’s Inquest
Manslaughter Defence Costs
Cover the Insured in respect of defence costs incurred with the prior written consent of the Insurer in the defence of any criminal proceedings brought for manslaughter arising from the provision of Medical Professional Services
Libel and Slander
Cover any Claim against the alleging any libel or slander by the Insured spoken or written or allegedly spoken or written. )
Estates and Legal Representatives
Indemnify the estate, heirs or legal representatives of the Insured if such Insured dies or becomes mentally incompetent, to the extent that the Insurer would otherwise have been liable to indemnify the Insured.
Extended Reporting Period
If the Insured retires or ceases to practise as an general practitioner or dentist and has been insured by the Insurer for at least five (5) years, the Insured shall have the right to purchase an Extended Reporting Period of six (6) years.
Medical Council Inquiry
Cover reasonable and necessary costs, charges, fees and expenses incurred by the Insured
Vicarious Liability
Cover any Claim first made against the Insured arising from negligence committed in Malaysia in the provision of Medical Professional Services by an employee of the Insured or a locum acting on behalf of the Insured and for whose negligence the Insured is legally liable.
Fraud and Dishonesty
Cover any Claim first made against the Insured brought about or contributed to by any fraudulent or dishonest conduct of an employee of the Insured in relation to Medical Professional Services committed in Malaysia
Loss of Document
Cover any Claim against the Insured for destruction, damage to, loss, erasure or mislaying of Documents while in the physical custody or control of the Insured for the purpose of provision of Medical Professional Services in Malaysia and for which the Insured is legally responsible.
This is just only summary of the benefit. Full wording please refer to the policy jacket