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Whenever you are getting a credit facility, the most important factor to look at is the financing rate. This is why comparing personal loan plans available in the market is crucial when you are looking for a personal loan. A package that allows you lower financing rate according to requirements give you the possibility of getting a cheaper loan.
How long you can take up the loan for can affect your monthly repayment and your overall cost of lending. The longer your loan is, the lower your monthly repayment will be, but the higher your financing charges will come up to. For some banks, the financing rate also inches up in tandem with your loan tenure, which means, the higher your tenure, the higher your financing rate is.
You need to fit the bank’s minimum application requirements. The more flexible the requirements the better, as your chances of getting approval are higher.
Additional Fees Compare thoroughly for other fees, such as arrangement fees and early repayment fees.
How Much You Want To Borrow, Tenure And Your Monthly Salary
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