Perbaharui Insurans Auto
Apply for RHB World MasterCard Credit Card

-Earn up to 6% cashback -5x complimentary access to airport lounge in Malaysia -Travel Insurance of up to RM600,000 -No Annual fees

Apply
Annual Fee

N/A

Annual Fee

Free*

Cashback

Up To 5.00%

Balance Transfer

N/A

Easy Payment Plan

N/A

Interest Rate

N/A

Interest-Free

N/A

Product Highlights
On Cash Advance

18% per annum will be levied on each cash advance calculated from the date of cash advance until it is fully settled. Platinum Business: 15% p.a. of the cash advance amount calculated on a daily basis.

Automatic Balance Conversion

An auto balance conversion for eligible Cardmember in every 12 months by converting the credit card outstanding balances (with a minimum amount of RM1,000) into a 3 years term loan, at an effective interest rate of 13% per annum. Cardmember has the flexib

Overseas Transaction Conversion Fee

If a transaction is made in foreign currency, Mastercard or VISA, depending on which card is used, will convert the transaction into a Ringgit Malaysia equivalent at the conversion rate as determined by Mastercard or VISA as at the date it is processed by

Excess Limit Fee

A fee of RM50 may be charged whenever the Total Outstanding Balance exceeds the combined card limit due to excess limit transactions.

Product Details
Features
  • Cash Back
    RHB World MasterCard Credit Card gives you up to 6% Cash Back per month. Kindly refer to the table below for Cash Back % by spend category:

    Tier Monthly Total Spend (RM) DOMESTIC LOCAL SPEND OVERSEAS SPEND
    PETROL TRAVEL DINING OTHERS
    1 RM1,000 – RM2,499 1% 1% 1% 0.20% 0.50%
    2 RM2,500 – RM3,499 2% 2% 2% 0.20% 1%
    3 RM3,500 & above 6% 6% 6% 0.20% 2%
      Monthly Cash Back Capping RM30 RM30 RM30 Unlimited RM100

    Cash Back excludes cash advance, charity, government and petrol (oversea) transactions

    For the list of Merchant Category Codes (MCCs) which are eligible for Cash Back, please click here

     

    Travel Get your cash back on all Travel agencies nationwide under the MCC stated in the T&C. Examples:
    Hertz, Malaysia Airlines(MAS), Air Asia, Apple Travel, Reliance Travel, And other travel related spending
    Petrol Get your cash back on all petrol stations nationwide under the MCC stated in the T&C. Examples:
    Caltex, Petron, Petronas, Shell, All other petrol stations
    Dining Get your cash back on all dining nationwide under the MCC stated in the T&C. Examples:
    McDonald's, Madam Kwan's, Secret Recipe, Kenny Rogers, All other dining / restaurants

     


Plaza Premium Lounge Privileges

- 5x complimentary access in a calendar year to selected Plaza Premium Lounges / Aerotel in Malaysia, thereafter, a discount of 25% off the walk-in rates will be charged from the sixth visit onwards to lounges in Malaysia.
- Exclusive 25% discount at all Plaza Premium Lounges in Malaysia for all accompanying guest.
- Special 20% discount at Plaza Premium Lounges all around the world. (except Shanghai & Beijing)

Lounges’ facilities
Complimentary Food & beverages, High speed internet access, Entertainment & Flight Information, Newspapers & magazines, & Shower with amenities

Please refer to the Terms & Conditions for full details & the list of eligible Plaza Premium Lounges for respective RHB Credit Card.

Visit https://www.plazapremiumlounge.com/en-uk for the updated Plaza Premium Lounge locations around the world.



Golf Privileges

Enjoy complimentary tee off at the following golf courses:
For the full Terms and Conditions, please refer to RHB Premium Cards Golf Privileges 2022

 

 


Travel Insurance

- Up to RM600,000 Travel Insurance coverage. Please click here for more details.



Fees & Charges
Annual Fee For Primary Card waived
Annual Fee For Supplementary Card waived
Minimum Monthly Payment 50
Late Payment Fee Maximum of 1% of the outstanding balance or a minimum of RM10, whichever is higher, subject to a maximum of RM100.00
Cash Withdrawal Fee 5% of the transaction amount or a minimum of RM15.00, whichever is higher, will be charged on all cash withdrawals and licensed betting transactions. Any applicable taxes imposed from time to time are applicable for these charges.
Interest Rate On Cash Withdrawals 5% of the transaction amount or a minimum of RM15.00, whichever is higher, will be charged on all cash withdrawals and licensed betting transactions. Any applicable taxes imposed from time to time are applicable for these charges.


Interest Rate
Cardmembers who promptly settle their minimum payment due for 12 consecutive months. 1.25% per month 15% per annum To enjoy lower finance charges for the retail transactions, you should make at least 10 prompt payments in the last 12 months. Platinum Business: 15% p.a. of the outstanding amount calculated on a daily basis of the ou
Cardmembers who promptly settle their minimum payment due of at least 10 months or more in a 12-month cycle. The 12 months minimum payment due cycle will not apply to new cardmember. 1.42% per month 17% per annum To enjoy lower finance charges for the retail transactions, you should make at least 10 prompt payments in the last 12 months. Platinum Business: 15% p.a. of the outstanding amount calculated on a daily basis of the outs
Cardmembers who do not fall within the above categories. 1.50% per month 18% per annum To enjoy lower finance charges for the retail transactions, you should make at least 10 prompt payments in the last 12 months. Platinum Business: 15% p.a. of the outstanding amount calculated on a daily basis of the out


Requirements
Minimum Annual Income RM 80,000
Minimum Age For Primary Card 21 years old
Who Can Apply
Please key in your details

Full Name (as per IC)*

Identification Number*

Email*

Mobile Number*

Annual Income*

RM


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