Fincrew Auto Repair Loan

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AUTO REPAIR LOANS. Get back on the road
without breaking the bank without breaking the bank
If you’re struggling to come up with cash for an emergency auto repair, you’re not alone. According to a survey, a new car costs an average of almost RM5000 per year to maintain and repair — and only one-third of Malaysian drivers are financially prepared to cover unexpected repair costs.

If you need an auto repair that’s not covered by your warranty or your car insurance, and you don’t have the cash on hand, there are a few ways to help you get the financing you need. At Fincrew, we always want to take care of your tire and auto service needs. By joining Fincrew auto service financing program, you have a dedicated line of credit just for your car plus these benefits:

Stress-free financing with low monthly payments
Easy Application Process
Quick Approval
No credit or debit card required
Shariah Compliant Financing

Loan Will Be processed and underwritten by Direct Lending

Auto Repair Financing
Get Prequalified

First, tell us about yourself

Full name (as in NRIC)

Your NRIC number


Your mobile number

3 months bank statement

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5 Things You Can Do With Your New Pre-Approved Line Off Credit

Our auto loan repair services afford you a wide range of benefits such as:

Sign Up For Auto Service Loan Program In 5 Easy Steps
1 Apply

Provide Us Your Basic Information, Upload ID & 3 Months Bank Statements

2 Credit Line

In Within 3 Hours We Will Provide You a Dedicated Credit Line

3 Services

Select The Services Your Want To Do & Set Appointment With Panel Workshop

4 Have Your Vehicle Repair / Service

Drive Your Vehicle To Panel Workshop For Repair / Servicing

5 Make Repayment

Sign An Agreement Upon Checking Out In Workshop, Select Installment Up To 6 Months And Make Your First Repayment.

Apply Now
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Auto Repair Loan Frequently Asked Questions
  • Why Consider Getting Auto Service Finance in Malaysia?
  • How is This Program Shariah-Compliant?
    As you won’t have to deal with interest charges, mull over interest rates, or do anything considered Haram, this financing option is one fit for a true Muslim believer to consider.
  • How Fast Can I Get Approval For This Financing Option?
    You can get approval for these auto repair loans in under a minute. However, it can sometimes take as long as 15 minutes.
  • What Are the Requirements For Getting This Equity Loan?
    You need to be between 18 and 65 years of age. Also, you need a valid bank account. However, you can secure this funding without a credit card.
  • Can I Get My Auto Repairs Once My Application Has Been Approved?
    Yes, you can. But keep in mind that you have access to a specific loan amount. So, you need to make sure you know how much credit you can get before you make any appointments with a registered workshop.
  • What’s the Profit Rate of This Auto Repair Finance Loan?
    This value depends on the condition of your Credit Score, but it’s usually between 0.8 and 1.5% monthly.
  • What’s the Loan Amount Range For This Financing option?
    With this lending feature, you can get a minimum of RM 100 and a maximum of RM 5 000.
  • What Loan Tenure Can I Expect?
    This variable is usually determined at the discretion of the Financier.
  • Must the Financier Physically Sign Off on the Loan Terms?
    No, this isn’t necessary.
    As provisions have been made for digital signing, the transaction can be completed from any preferred location.
  • Do These Auto Repair Loans Require Collateral or a Guarantor?
    No, they don’t.
  • Can I Fully Settle the Loan Before Maturity?
    Yes, you can.
    However, you must first give a 1-week written notice so all the necessary documents to legalize that action can be prepared. After you’ve done this and eventually settled the financing, you’ll receive a rebate for the deferred financing.
  • Is Direct Lending Legit?
    Yes, it is.
    As the Financier of this facility, Direct Lending Sdn Bhd has all the necessary licensing and certification to carry out such activities in Malaysia. In addition to being registered under the Ministry of Housing and Local Government, it’s also duly recognized by Cradle Fund Sdn Bhd and the Malaysian Global Innovation & Creativity Centre (MaGIC).
  • What’s the Partnership Between FinCrew and Direct Lending?
    FinCrew is currently the official partner in sales to Direct Lending and is actively involved in helping make the auto service finance facility more readily available to Malaysians. See more information here.

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