All Risk Insurance

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All riskInsurance
For Office For Office For Office For Office
All risk insurance to cover office contents (premise only) and electronic equipment (worldwide) with affordable price. This insurance cover fire & all perils, accidental damage or theft.

Protect Your Assets With All Risk Insurance

3 Easy Steps To Protect Your Company Assets

1. How much you want to cover your electrical appliances which you or your employees can bring it and travel worldwide.

(Example electronic appliances such as tablet, laptop, projector or any small appliances)

  • RM 20,000

  • RM 40,000

  • RM 60,000

  • RM 80,000

  • Key in your amount
2. How much you want to cover for your office contents.

(Example fix furniture and fitting/ Moveable items such as moveable furniture, photostat machine, desktop or server)

  • RM 20,000

  • RM 40,000

  • RM 60,000

  • RM 80,000

  • Key in your amount

Confirmation Of Insurance
Company Details


Business Registration Number

Type Of Business


Address Line 1(Optional)




Have your contents and / or electrical appliances suffered damage / theft by any loss during the past five years?

Company Person In Charge

Person In Charge Full Name

Person In Charge Mobile Number

Person In Charge Email Address

Person In Charge Position In Company

All Risk Insurance for office

All risk insurance to cover office contents (premise only) and electronic equipment (worldwide) with affordable price. This insurance cover fire & all perils, accidental damage or theft.

All risk insurance feature
  • Cover all unfortunate and accidental events.

  • Reinstatement value clause- pay original receipt amount when the claim is within the insurance coverage and the damage item is within 5 years old.

  • 24/7 worldwide coverage for Electronic appliances.

  • 0 excess. Insured will not beard any amount of the loss when claim payment issued.

We ProtectYou
When your employee

work from home (WFH).

The Covid-19 pandemic led to many employees across sectors to work from home (WFH). Your asset risk might be increasing since employees has to bring back company asset to work from home (WFH). Our special tailor makes all risk insurance to cover your asset such as laptop, tablet and any small electrical appliances when unexpected events such as fire, accidental or theft occurs.
Office All Risk Insurance Benefits

Fire Coverage

Covers your assets at your business premises, and ensures you receive the full value if these assets are lost or damaged by fire.


A total compensation for all accidental and unfortunate events in the office space.

24/7 Coverage

Around-the-clock coverage for the electronic appliances in your office space.

Out Of Office or Work From Home

Cover company electronics get damaged as a result of coffee spills or accidental contact with water or get stolen while your employee is working from home.

Emergency Medical Expenses

Pays for emergency medical expenses during a trip. If you are traveling and have an unexpected illness, injury or medical condition that’s covered by your travel medical insurance, the plan will reimburse you, up to the plan limits.

Personal Accident Insurance

Coverage for a quick getaway. Protection that stays with you all the way. Protects you against accidental bodily injury, even on short-term journeys.

Insure Your Office Assets In 4 Easy Steps
1 Coverage

Enter How Much Coverage You Want For Your Office Electrical Appliances & Contents

2 About You

Your Company Details & Person In Charge Contact Details

3 Quotation

Review The Quotation To Proceed

4 Insured

Complete Payment And Your Policy Will Be Generated Instantly

Start Your Quote
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Scenario of what we cover
  • You/or your employee bring back company laptop for work and subsequently the laptop accidentally falls and damaged.

  • You/or your employee carry company laptop for travel and snatched.

  • You/or your employee enjoying coffee while working and accidently push the cup, coffee flowed to the laptop and damaged.

  • Company equipment damaged by water due to 1 of the employees omitted to close the water pipe after used in the office

  • Electrical board short-circuit and caused fire to office contents.

  • You/or your employee involve in a serious car accident. The car was badly damages included personal belongings and company’s projectors and laptop. All risk insurance will cover company’s projectors and laptop whereas the damage car was cover by driver’s own car insurance.

Office All Risk FAQ
  • What is all risk insurance?
    Fincrew office all risk insurance cover your machines or equipment, office furniture within the premise or within Malaysia.
  • What are the covers/ benefit provided?
    Fincrew office all risk insurance covers:
    • Loss of or damage to your property or any part thereof due to fire, theft or any other accident or misfortune.
    • Loss of or damage caused by perils unless such perils are specifically excluded by this policy.
    Duration of cover is for one year. You need to renew your insurance policy annually.
  • What are the major exclusions under this policy?
    This policy does not cover loss destruction or damage:
    Occasioned by or happening through.
    1. Wear and tear, depreciation, gradual deterioration, rust, mildew, moth, vermin or any process of cleaning, dyeing, repairing, restoring or renovating
    2. Mechanical or electrical breakdown or derangement.
    3. War, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not) or civil war.
    4. Mutiny, strike riot and civil commotion, military or popular rising, insurrection, rebellion, revolution, military or usurped power, martial law or state of siege or any of the events or causes which determined the proclamation or maintenance of martial law or state of siege./li>
    5. Confiscation or nationalization or requisition or destruction of or damage to property by or under the order of any Government or Public or Local Authority.
    6. Unattended vehicle
    Note: This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy
  • Can I cancel my insurance?
    You may cancel your insurance by giving written notice to us. Upon cancellation, you are entitled to a refund of the premium less premium based on insurer short period rates for the period of the policy which has been in force.
  • What do I need to do if there are changes to my contact details?
    It is important that you inform us of any change in your contact details to ensure that all correspondences reach you in a timely manner.
  • What are some of the key terms and conditions that I should be aware of?
    • Importance of disclosure
      Pursuant to Paragraph 4(1) of Schedule 9 of the Financial Services Act 2013, if you are applying for this Insurance for purposes related to your trade, business or profession, you have a duty to disclose any matter that you know to be relevant to our decision in accepting the risks and determining the rates and terms to be applied and any matter a reasonable person in the circumstances could be expected to know to be relevant, otherwise it may result in avoidance of contract, claim denied or reduced, terms changed or varied, or contract terminated. This duty of disclosure for Non-Consumer Insurance Contract shall continue until the time the contract is entered into, varied or renewed. You also have a duty to tell us immediately if at any time after your contract of insurance has been entered into, varied or renewed with us, any of the information given is inaccurate or has changed.
    • You must take all ordinary and reasonable precaution for the safety of the property insured.
    • If your property amount insured is less than the actual value at the time of loss (i.e. under insurance), you are deemed to be self-insurance the difference.
    • You must inform your insurance company or us in writing on any material changes during the policy period so that the necessary amendments are endorsed to your policy.
  • Where can I get further information?
    Should you require additional information about our office all risk insurance or any other types of insurance product, you can contact us here.

    If you have any enquiries, please contact us at:

    Tower A Level 1-05 Vertical Business Suite
    59200 Bangsar South
    Kuala Lumpur Malaysia
    Phone number: 603 2242 0820
  • What should I need to do when buying All risk insurance?
    You must ensure that your property is insured at the appropriate amount. You should read and understand the insurance policy and discuss with our live chat team or contact us directly for more information.
All Risk Insurance Policy Jacket | All Risk Product Disclosure Sheet
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