Most seasoned vehicle owners quickly realize that the windscreen is one of the most fragile parts of their car. Frequent long-distance drivers have reported that all it usually takes for windscreen damage to occur is for a flying pebble to hit the glass when driving at high speeds. It is where the top-notch windscreen insurance coverage we offer at FinCrew comes into play. Even if it’s only a little chip, you should always try to repair or replace your windscreen as soon as possible. Because that seemingly small chip or crack can impair your visibility while you’re on the road, you should have your auto insurance coverage complemented with reliable windscreen cover insurance to ensure you don’t endanger yourself or other road users.
Windscreen Cover Insurance – All You Need To Know
The FinCrew Windscreen Insurance Coverage is a product designed to help relieve Malaysians of the cost of windscreen repair and windscreen replacements. It’s an additional package you can get to bolster your comprehensive insurance policy on any car model. This product is especially worthwhile because it fixes your car’s windscreen without triggering your No Claim Discount or NCD. And, because it isn’t affecting your NCD, you’ll get even more value for your money when it’s finally time to renew your car insurance cover. So, when you take the time to go through our windscreen coverage price list or use our windscreen insurance calculator, you’re taking the first steps toward giving your car model the very best financial protection it can have on the road!
Is FinCrew’s Additional Coverage For Windscreen Expensive?
No, FinCrew’s car insurance premium for the windscreen is not expensive. Because our windscreen coverage price list aims to help you save on cost when you repair or replace your windscreen, our products are very budget-friendly. As a result, the additional premium you’ll pay here will only be 15% of the amount insured for your car’s screen! As an example, if the windscreen of your car model costs RM 2, 000 then all you’ll have to pay is 15% of this value which is only RM 300. And with that, you can take care of any expenses that might suddenly come up with your windscreen without using your No Claim Discount or NCD!
How To File a Claim For Your Windscreen Repair
Once you’ve gotten FinCrew’s windscreen insurance online and something happens to your windshield, you need to follow our simple three (3) step process to make your windscreen look as new again!
Step One – Send Your Car To Workshop
FinCrew is with more than 300 repair shops spread all over the country. When you purchase your windscreen cover with us, you’d have a list of all these agents. So, you must pick the panel workshop closest to you and send your car there.
Step Two – Show a Few Documents
So to document the claims filing process, you may need to tender a few documents. The paperwork you’ll have to show largely depends on which repair shop you go to. That said, the documents you should have handy include:
Your valid driver’s license.
Your valid vehicle owner’s identity card or MyKad.
Your vehicle grant.
An insurance cover note.
Step Three – Wait For a Little
Once you’ve shown the required document, you need to wait a few moments while the repair shop gets in touch with us. The moment they do, and they confirm your coverage, they’ll get the go-ahead to start fixing your windscreen right away!
Significant Causes Of Windscreen Cracks And Chips
The average Malaysian vehicle owner often has to repair or place their windscreen for several reasons. The most common ones are:
Due To Road Debris Hitting The Glass
Road debris damaging your vehicle’s windscreen can happen anywhere and anytime, even when your car is parked. The car ahead of you on the highway could kick a chip or stone your way, or a gusty wind can carry sharp-edged sand strong enough to chip your glass.
Due To Sudden Temperature Changes
Did you know parking your car directly under the sun on hot days can damage your windscreen? Not only this, but any sudden temperature changes that cause the glass of your windscreen to expand and contract too quickly can weaken and even shatter the glass.
Due To Poor Weather
Another common cause of damage to your car’s windscreen is heavy rain, winds, or storms. These may not attack your windscreen directly but could fling tree branches or other heavy objects at the delicate structure.
Due To An Accident
One of the parts of a vehicle most likely to get damaged during an accident is the windscreen. When you include windscreen insurance in your auto coverage, you give yourself a more significant edge in the event of a prang. Although your auto coverage might insure you for this, if your windscreen is the only part of your car that suffered damage, you may not be okay with losing your hard-won No Claim Discount or NCD. Our windscreen cover will ensure you don’t while saving you from out-of-pocket costs.
Staying Safe On The Road
Even though it doesn’t immediately appear as such, the truth is that the condition of your windscreen directly affects the roadworthiness of your entire vehicle. And while you may be able to get auto insurance to fix this, even repairing the windscreen damage out-of-pocket may appear more practical in some cases. So why take the risk?
You plan to shop online for the best auto insurance policy when you get home. After that, you’ve also got to start shopping for a provider with the best interest rate as you plan on applying for a personal loan or SME loan soon. And oh, your medical insurance will be lapsing soon, and you need to renew it before it expires. It reminds you of the home insurance you’ve been putting off for so long! How will you ever manage with so many financial services to attend to at once? How will you ever manage?! We are introducing the new and improved FinCrew! You don’t have to dash from one tab on your browser to the next anymore! With our newly optimized user interface, you now have all the financial products and services you could need.
Tower A Level 1-05 Vertical Business Suite
Avenue 3 Bangsar South No 8
Jalan Kerinchi 59200
Kuala Lumpur Malaysia +60182288606