Fincrew Personal Gadget Insurance

Renew Auto Insurance
gadget insurance
cover for phones, laptops, tablets & much more
Gadget insurance cover your personal electrical items with affordable price. This insurance cover fire & all perils, accidental damage or theft.
What is gadget insurance?

Fincrew gadget insurance covers the cost of repairing or replacing your gadgets if they are lost, damaged or stolen, the things you use without a second thought every single day, including your mobile phone, laptop, tablet, digital camera and games console. Many of these gadgets cost a lot of money. Could you afford to replace them if something were to happen? If the answer is no, you should probably consider gadget insurance.

  • Tablet

  • Laptop

  • Camera

  • Smart
    Phone

  • Any Electrical
    Appliances

Confirmation Of Insurance

Full Name

Phone Number

Email Address

Device

Select what device do you want to Insure?

Sum Insured Amount (RM)

*Maximum sum insured per item is RM10,000. Above the sum insured cover is subject to underwriting review
*Maximum sum insured per insured is RM50,000. Above the sum insured cover is subject to underwriting review

+ Add another device ?


Have your electrical appliances suffered damage/theft by any loss during the past five years?

Your device(s) is/are in full working order and free from any damage. Your chosen insurer may ask for photographic evidence of the condition of your device(s).

You have proof of purchase.

Gadget insurance feature
  • Cover all unfortunate and accidental events

  • 24/7 worldwide coverage for electronic appliances

  • Insured will not beard any amount of the loss when claim payment issued

Why Choose Fincrew Gadget Insurance?
  • Fire & all perils, accidental damage up to 50% of market value

  • Theft claims pay in full market value

  • Cover all your electrical gadget such as smart watch, camera or tablet

  • 24/7 worldwide coverage for electronic appliances

  • 0 excess. Insured will not beard any amount of the loss when claim payment issued.

  • *Important Note: Drone is excluded for this gadget insurance


Scenario of what we cover
  • You work from home and subsequently the laptop accidentally falls and damaged.

  • You carry your camera for travel and snatched.

  • You enjoying coffee while working and accidently push the cup, coffee flowed to the laptop and damaged.

  • Electrical board short-circuit and damaged your smart phone while charging.

  • Flood damaged your gadgets and no worry you are covered by our gadget insurance!

Gadget Insurance FAQ
  • What is gadget insurance?
  • What Is Covered Under The Policy?
    Our standard Gadget Insurance policy will protect you from the financial implications of having the insured item;
    • Stolen
    • Accidentally damaged
    • Exposure to liquid damage
    • Sustaining a cracked screen
    • Developing a mechanical problem
    Beyond this, depending on the exact nature of your policy, you can get things like unlimited claims so you can request compensation repeatedly. Also, you could get access to an exceptional customer service and support team that will hasten the process of fixing or getting you a new gadget.
  • What Are The Major Exclusions Under This Policy?
    This policy does not cover loss destruction or damage:

    Occasioned by or happening through.
    a) Wear and tear, depreciation, gradual deterioration, rust, mildew, moth, vermin or any process of cleaning, dyeing, repairing, restoring or renovating
    b) Mechanical or electrical breakdown or derangement.
    c) War, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not) or civil war.
    d) Mutiny, strike riot and civil commotion, military or popular rising, insurrection, rebellion, revolution, military or usurped power, martial law or state of siege or any of the events or causes which determined the proclamation or maintenance of martial law or state of siege.
    e) Confiscation or nationalization or requisition or destruction of or damage to property by or under the order of any Government or Public or Local Authority.
    g) Unattended vehicle

    Note: This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy
  • Am I Covered Outside Of Malaysia?
    Yes and no. When offered in its purest form, most insurance companies will typically not cover you for the financial costs if any happens to your gadgets outside the country. However, we automatically include a “Worldwide Coverage” in our policy. It ensures you can always file a claim with us if anything happens to the gadget, no matter where you are.
  • What Is The Best Way To Insure a Laptop?
    One of the best ways is to take your time to determine what kind of policy you want to get for it in the first place.
  • What Products Does FinCrew Gadget Insurance Cover?
    You can always trust us to protect your precious gadgets. Some of the devices we specialize in offering coverage include;
    • Importance of disclosure
    • Tablets
    • Laptops
    • Camera equipment
    • Smartphones
    • Any electrical appliance
  • What Are Some Of The Key Terms And Conditions That I Should Be Aware Of?
    Importance of disclosure
    Pursuant to Paragraph 4(1) of Schedule 9 of the Financial Services Act 2013, if you are applying for this Insurance for purposes related to your trade, business or profession, you have a duty to disclose any matter that you know to be relevant to our decision in accepting the risks and determining the rates and terms to be applied and any matter a reasonable person in the circumstances could be expected to know to be relevant, otherwise it may result in avoidance of contract, claim denied or reduced, terms changed or varied, or contract terminated. This duty of disclosure for Non-Consumer Insurance Contract shall continue until the time the contract is entered into, varied or renewed. You also have a duty to tell us immediately if at any time after your contract of insurance has been entered into, varied or renewed with us, any of the information given is inaccurate or has changed.
    • You must take all ordinary and reasonable precaution for the safety of the property insured.
    • If your property amount insured is less than the actual value at the time of loss (i.e. under insurance), you are deemed to be self-insurance the difference.
    • You must inform your insurance company or us in writing on any material changes during the policy period so that the necessary amendments are endorsed to your policy.
  • What Should I Need To Do When Buying Gadget Insurance?
    You must ensure that your gadget is insured at the appropriate amount and provide with the correct series number of the item insured. You should read and understand the insurance policy and discuss with our live chat team or contact us directly for more information.
  • Can I Cancel My Insurance?
    Yes, you can. Once you have duly notified us of your decision, you’ll receive a refund of your premium minus the premium based on the insurer’s short period rates.
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