Lonpac Insurance Bhd (Lonpac), a leading insurance company in Malaysia, was incorporated in 1994 and commenced general insurance business operation after a rationalization scheme in 1999. The company has a share capital of RM200,000,000 and operates through 21 branches in Malaysia.
Lonpac provides two standard auto insurance policies for its customers. They are:
Private Car Secure – Comprehensive policy provides comprehensive protection for you and your car. The policy protects policyholders against legal liabilities to third parties for injury or death, damage to third parties' properties, and accidental or fire damage as well as theft of the vehicle.
Private Car Secure - Comprehensive policy protects policyholders against the following liabilities:
The additional benefits of this policy include:
Optional Add-ons benefits that you may wish to buy by paying extra fees:
Private Car Secure -Third Party, Fire & Theft policy protects you against damages to third parties for injury or death. The policy also protects you against damage to third parties' property and accidental or fire damage or theft of your vehicle.
Lonpac Insurance Third Party Fire and Theft (Private Car) Insurance Policy protects policyholders against the following liabilities:
Optional Add-ons benefits that you may wish to buy by paying extra fees
The premium you have to pay for both policies vary. Premiums depend on several factors such as your vehicle profile (that is, the sum insured, make & model, cubic capacity of your car), your profile (e.g., driving experience, age), no-claim-discount (NCD) entitlement, optional benefits required, and the company underwriting requirements.
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